Comparison: iPhone warranties from Apple, carriers, third-parties, and free credit card coverage

As pre-orders for the iPhone X are right around the corner and you also might be considering buying more Apple devices for yourself or others in the coming months, it’s a good time to take a fresh look at how Apple’s standard warranty and its extended warranty stack up. We’ll also look at third-party options and free credit card benefits you may already have.

Along with the iPhone 8 and iPhone X announcements, Apple raised its prices for AppleCare+ as well as its repairs of most iPhones going back to the 6s and 6s Plus. Follow along to figure out what’s the best warranty strategy as you pick up Apple’s latest hardware.


Apple’s standard warranty is a one-year limited guarantee, which also includes 90-day telephone support (although you can often get free phone support past 90 days). You can always get free support in Apple Stores, but repairs may have a cost depending on the situation and your warranty status.

The other option from Apple is to extend your coverage on devices like iPhones to two years with AppleCare+, which also adds accidental coverage (with a deductible). However, there are a few other things to keep in mind, like warranties from carriers, third-parties like SquareTrade, and the free built-in warranty extension that your credit card likely provides.

Let’s check out an overall comparison to start…

Yeah, things are a bit complicated, but it’s not too bad now that we can reference the chart above.

Standard Warranty + Credit Card Benefits

The standard one year warranty may sound minimal at first, but odds are good that your credit card includes the free benefit of extending manufacturer warranties by 1-2 years (1 year is most common, but some do 2 for electronics). In my experience my bank asked me to email the original receipt and the repair receipt and then credited the amount to my account. This allows you the flexibility to get service done wherever you’d like, and the best part is you don’t have to pay…

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